四六级

　　要点提示：

　　1、第一段，说明主题，防止偏题。该文主题是存钱的意义。

　　2、第二段，分点说明存钱的意义，让人看一眼就能懂。

　　3、第三段，总结全文。对第二段列举的观点进行总结。

　　参考范文：

　　As far as we are concerned, today most Chinese college students are in favor of the idea of saving money for later use, while quite many others think it is much better to use tomorrow’s money today.

　　In my opinion, I agree with the former. Firstly, saving money help people get rid of some difficulties such as accidents, disease or other mishaps. As we all know that, when one faces such tragedies as fir damage or fatal disease, one would need a large amount of money to survive such difficulties. Secondly, saving money can give one a sense of satisfaction. Since most people work hard every day, what makes them feel happy and satisfied is that they find they have accumulated a large deposit through their hard-working, and they will go on doing their best to work. Thirdly, saving money allows one to give a helping hand to others who are in need of money. With money available at the moment, one can offer badly needed help to those in temporary difficulty, say, those who are suffering from flood, famine, a car accident, or things like that. Yet taking a loan from a bank is often too costly. Thus, the timely help will be rewarded with gratitude.

　　All in all, it is useful for college students to save money, and it is also an important aspect of the Chinese conception of virtue.